Secure future with money saving investment and
with proper short term and long term financial goals. Many people think that
savings are safest and enough to earn additional money in addition to regular
income through job or business and other sources etc. There are a number of
saving investment plans to save and invest money to improve your daily life
depending on your financial, wealth building goals. But many citizens focus on
savings schemes instead of money investments.
In their view money saving in saving bank
accounts and fixed deposits, recurring deposits, security bonds etc. are very
very safer sources to attain next level of financial position to meet future
requirements and expenses. They are thinking that investment plans are
very boring ones and somewhat complicated, high risk oriented than safer
sources.
Indian Saving and Investment Plans are best
sources to become millionaire and wealthy person if you are with effective
investment strategy and selection of best suitable short term saving plans and
long term savings schemes. Your financial career management requires a perfect
financial investment strategy. The blind money investment is can results in no
guarantee for your secure future and unhappy financial career.
A lot of Indian people are still preferring
and treating that fixed deposits and saving bank accounts are very very safest
sources in money saving for future needs and future financial career. Most of
the investors are ignoring the money making opportunities with higher returns
for secure future career. Many wealth building sources, monthly income
resources are still not realized by many short term investors and long term
investors even India share stock market traders.
In India, there are many financial investment
instruments are available to put money to earn high returns and to create
wealth with right investing strategy. Shares, Stocks, Bonds, Commodities,
Forex, Future, Options, Fixed deposits, PPF, FTP etc. Find here is a list of saving
plans India for short term investment and long term investment sources. Most of
Indians and retired elder people are prefer high interest rate based schemes
and plans to invest money for future days.
How to Secure your Future with Financial
Planning and Wealth Investment
Segregate yours all your expenses and investment
options for future days security. Divide the all inputs into 2 categories. This
can help you to reach yours short term inputs and long term inputs with proper
financial strategy with money saving investment opportunities. All minor and
major financial expenses are to include to consider your achieve your best
financial health position. Yours present expenses are not same with yours future
expenses. So secure your future days with perfect financial strategy.
You must have 2 types of financial inputs for
your present and future income sources. Namely they are 1) Profit and Loss Account
and 2) Balance Account.
Inputs for Profit and Loss Account
- Include of daily or monthly expenses or payments and income amount.
- Add your short term investment sources
- No guaranteed of fixed amount
- Fluctuation depends on multiple reasons
- Requires low to medium investment
- Future returns are not-guaranteed if invested
- Not secures your future life
Inputs for Profit and Loss Account
- Monthly salary
- Debt
- Saving amount
- Additional revenue
- Bike or car expenses
- House rent
- Family expenses
- School fee
- Medical expenses
- Transport charges etc.
- Shopping
- Credit card bill payment
Inputs for Balance Account
- Includes of annual (long-term) generally includes of monthly or yearly expenses or payments and income amount.
- Add your Long term investment sources
- Fully guaranteed of fixed amount
- Fluctuation depends on very less factors
- Requires bulk investment
- Future returns are guaranteed if invested
- Secures your future life
Inputs for Balance Account
- Property
- Land
- gold
- PPF
- Apartment purchase
- Child education
- Retirement plans
- Children marriage
- House construction
- Rentals
- Business planning
- Life insurance payment
- Medical health insurance payment
