Wednesday, June 26, 2013

Risk Free Investment Options in India

Most of the risk free investment sources are offering safety and fixed income.

Here are fixed income producing risk free investment sources for beginners and elders.

These savings schemes offers a risk free, secure and fixed yieldings to both beginners or experts investors.

Here are available best investment options for the small investors as well medium large investors.

India is one of the largest banking system in the world.

Banking and non-banking financial business institutes are offering these best investing options.

Fixed income generating plans and schemes:

  • Fixed deposits in banks
  • Saving account in banks
  • Recurring deposits
  • Public provident funds
  • National savings certificates
  • Non-convertible debentures
  • National pension schemes

Fixed deposits (FD):
  • These are leading and ever green investment options for Indians.
  • Offering tenure – 15 days - 5 years to 15 years
  • Interest rate – 6.5 % above

Insurance Policy Investment – various types of investment in terms of insurance life insurance, Home or Car motor insurance and Health insurance. In addition to them, Unit linked insurance plans, money back assured plans or schemes and one time premium policies are available for investment savings for future times.

Public Provident Funds - (PPF)
  • Interest on PPF is as high as 9%.
  • Offering tenure –15 years
 National Saving Certificate (NSC)
  • Offering tenure – 6 years
  • The interest rate - 8%

1 comment:

Unifd said...

This is very nice article and have great information.Thanks for share.
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