Tuesday, June 25, 2013

Invest Opportunities in India

Thousands of saving investing options are available and making confusion to beginners investors as well expert investors. Here is a simply defined classification based on risk.

Another kind of classification of investing opportunities in India occurs in nowadays. They are namely 1) Risk free 2) Risk based.

Risk Free & High Yieldings Assured Plans and Schemes:
 
  • Savings Bank account (SB)
  • Recurring Deposit account (RD)
  • Monthly Income Scheme (MIS)
  • Public Provident Fund (PPF)
  • Time Deposit (TD)
  • endowment policy
  • Senior Citizens Savings Scheme (SCSS)
  • National savings certificates (NSC)
  • Postal Life Insurance (PLI)
  • Rural Postal Life Insurance (RPLI)
  • Short Term Plans
  • Government Treasury Bills
  • State Dated Securities

Why these Risk free & Assured returns investing tools got popularity?

Here are few reasons results in high popular savings investments tools all over India.
  • Nomination facility is available.
  • Attractive fixed rates of interest.
  • Safe, secure and risk-free investment options.
  • Offered by trustworthy companies.
  • Government-run savings schemes.
  • Small savings schemes.
  • Give guaranteed returns.
  • Not subject to capital loss.
  • Guarantee of maturity money.
  • No impact of crash of the equity markets.
  • Assured returns.

Why these Risk based High yielding investing opportunities got popularity?

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