Saturday, March 17, 2012

How to Become A Milliner With Money Saving Plans in India: Online Indian Shares Market Investment & Money Earning Guide

Here are the some guidance on How to become a milliner thru savings Plans in India

Surely you can owns Crores of money simply milliner with available Money savings Plans in India

Generally property development depends upon your saving methods

We need to plan additional regular Income besides to our salaries…etc…

Everybody choose guarantee against their investment and security for their deposits.

Here are some plans to become milliner whatever your lifestyle, income…

Everybody wants to become milliner shortly or in long-term besides their comfort lifestyle.

These are the best plans as answers on How to become a milliner thru savings

PPF, Time Deposits, Recurring Deposits, National Savings Plans or papers Monthly income schemes or plans are best to become Millioner thru Money Saving Plans In India.

Reasons for India’s Latest Share and Stock Market Fluctuations: Online Indian Shares Market Investment Guide

Already two popular European countries Italy and Greece are raised their hands due to unrecoverable financial crisis/Inflation. Remaining EU countries are still working on this latest crisis to minimize. But it is not showing any results. All world countries are observing this closely and planning to survive from this current crisis situation impact.

Somewhat luckily US financial system situation is on better road, But there is a dilemma on USA Stock market.   At this same time the EU countries markets and Asia’s big financial country China is in slow market movements.  This is somewhat comfortableness position to take a right decision on Shares and stock market investments.

It is expecting that the coming financial year also may get market fluctuation due to investors decisions and companies strategies, working plans, companies gaining profits etc…

The main reason to this fluctuation is crude oil price hikes in International markets.  The nuclear conflicts between USA and Iran may results in War which may impact entire world.

When Indian Shares Stock market in attractive, the FII are showing their interest to invest. The decisions by governments also impact these FII mode investments. If financial market position is in high, local mutual funds can divert more money into Indian Shares Stock markets.

Latest Indian Bullion Market rates:Gold Investment Guide

Dragon country China have gold consumption and leading world wide for this year 2013 to 2014.

The gold prices not always depends upon people's Jewellery demand. Almost the yellow metal gold rates are depends upon international markets and local currency devaluation and revaluation.

Due to fluctuation of US dollar value, china wants to more gold

for international trading purpose instead of american dollar currency.

when Crude oil producer countries like Iran and UAE, other countries wants to trade instead of US dollar due to currency value fluctuations, the gold prices in India are surges up.

Indian believes their lucky on buying gold on Diwali or Dhanteras or on Akshayatrutiya day. In recent day, buy and selling yellow metal gold is become one of the safest investment and saving tool for Indian people.

Due to this reasons, there is a fluctuation in gold rates in India. 

Here are the update and Indian Live Bullion Market rates.

Market Name               Latest rates               previous rates   


Bar Silver (1Kg)                56445                           57225
Retail (1g)                         60.40                            61.30

24 ct Gold (10 gm)            27460                           27590
22 ct  Gold (1gm)              2568                             2580


Silver                                56540                            57490
Standard Gold                  27385                            27370


Silver                               56500                            57200
Standard Gold                 27690                            27890
Sovereign                        23350                            23400

Latest EPF Interest Rate is 8.25% in India: Online Indian Shares Market Investment Guide

Recently Indian Govt reduced the EPF interest rates. The latest EPF Interest Rate is 8.25

Indian finance ministry asked to labour ministry to fix the rate of interest to be paid to EPF subscribers at 8.25% for 2011 to 2012 year.

Until now the paid EPF is 9.5% in 2010-2011 year, The decrease in EPF interest rate may directly and indirectly effects the around 5 crore above employees in India.

Indian Retail field Business Companies List and Marketing Analysis- Retail Market Growth and Forecast

Here are latest details on Indian Retail field Business Companies List and Marketing Analysis - Retail Market Growth and Forecast

Indian Retail Market Value: around 20 Lakhs crores

Indian Retail Market Business Forecast: 45 Lakhs crores (upto 2014)

Offering Employment: 8%

FID for single brand 100%

FID for multi brand 51%

FID investment appeared in 2006 February 10th

FID investment (Cash and Carry) appeared in 1997 January 17th

List of Major Retail companies in India

Reliance Fresh (Reliance Retail by RI)

More (Adithya Birla Group)

Shapers Stop (Raheja Group)

Big Bazzar (Future Group)

Spensers (RP Sanjay Goyenka Group)

Cash and Carry

Bharathi walmart

Chroma (TaTa Group)

Products Goods highly sold at Indian Retail Market

Food & Provisions


Foot wear


Consumer Goods

FMCG products

Newly Entering Retail companies in India’s Retail Business




DLF (Already has 10 Malls in all over India)


Cold storage and Transport system development

Companies can purchase directly from farmers

Availability of quality products global wise at low cost

We can utilize properly the foreign companies retail business experience, marketing strategy

Generation of employment for both educated as well as non-educated people


Mediators may lose employment due to direct purchase

Small retail shops or companies may not withstand corporate retail companies marketing strategy             

Control on purchase rate by these foreign corporate retail companies

Impact on local corporate retail companies and small retail companies as well as local street shops.

Best Investment tips for Beginners for Indian stock share market Investment during this crisis 2012: Online Indian Shares Market Investment Guide

Here in this post Online Indian Shares Market Investment Guide is sharing the Best Investment tips for Beginners for Indian stock share market Investment during this crisis period 2012.

Crisis cyclone is infront of us and not yet worned. So, get cautions about your investment plans for future

We faced and experienced the earlier financial crisis impact on our regular life, and on our employment, also our investment in stock market trading, share market investment.

But the coming crisis not like a simple rain, It may be a storm in our life. Retail prices are already hiked and they are in sky. Loan interests are hiked. So, in this current time you need to secure your investment and at same time you need profits and investment.

Here are the best online Investment beginner’s tips to invest in stock market or mutual funds or in fixed deposits to secure your investment and profitability on your investment.

Keep saving upto 25% in yours monthly income

Keep increase yours investment slowly based on stock market/ share market movement

Reduce yours expenses

Use generated money from yours invested deposits

Only use yours saved money in necessary situations

Depositing the money is important step for investment

There are two sources are available to invest your money. They are

1)    fixed assets

2)    Non fixed assets (Liquidation)

What are included under Fixed Assets?

Don’t purchase assets that have less property value

Be a distance to debts during this crisis.

Don’t purchase unnecessary with credit card

Take care and plan properly personal loans

Land+ Gold...etc… are examples for the fixed assets

Shares+mutuval funds+equities+ investments in other plans etc…arwe examples for the Liquidation assets

Always plan your investment on fixed assets like gold, land…

While planning to investment in shares, think about your money safety

Investing in the Liquidation assets and your money safety is categorized into 3 types

1)    Type 1:  

Ex: Land+ Gold+ PPF, Time Deposits, Recurring Deposits, National Savings Plans or papers Monthly income schemes or plans


These gives permanent income generated plans
No Loss mostly
These beneficial for both long-term as well as short term investments
Plan 40% of your investment in these plans…


Rarely loss (the loss also very less)
2) Type 2:

Ex: mutuval funds+equities+dividends…


These generates high profits
These improves your basic capital investment capacity
To generate profits, no need of long time


Loss may depend upon company plans and development decisions, market index, management activities, local govt rules...

3) Type 3:

Ex: Shares+


These generates high profits within a short span with your investment
Plan your investment in these category upto 20-25%
Prefer only this if you are willing to investment your additional money       besides to your lifestyle needs, family needs and emergency expenses


Loss may depend upon company development plans and management decisions, shares or stock market index, invested policies, local govt rules and regulations…etc……

Sometimes you need to bare loss portion of your investment

E-Payment is for Pension Provident Fund PF Money benefits thru Online Payment: Online Indian Shares Market Investment Guide

E-Payment is for Pension Provident PF Money benefits payment at online   

The gratuity benefits and other retirement benefits after employer’s retirement from now should be paid online. 

The PF amount payment also going to deposit in employee online bank accounts every month. 

Central GOVT is introducing this online e-payment. 

It is the comfort facility for retired employees who no need to come to office for their retirement benefits.

Best Ways to take Right decisions in the Share Market Investment in India, Tips for Beginners: Online Indian Shares Market Investment Guide

Here is complete details on Best Ways to take Right decisions in the Share Market Investment in India, Tips for Beginners are explained by Online Indian Shares Market Investment Guide

Generally everybody takes possible new decisions when entering into new years

As days goes on, we need to increase our savings to maximum levels

Here are some tips for beginners who are going to invest in the shares market.

Do Savings first in your income upto 25% of total income

Select right equity mutual funds and sip them.

As your income increases, increase your savings.

Also increase your total investment amount.

Plan to increase your income

Securitize your investment

Don’t go for Loans and reduce your expenses to minimum

reduce your expenses first…It is your initial step to get profits on yours investments

control the all major expenses

Take a right decision on loans, credit card, home loans, and vehicles loans

Limit your all unnecessary expenses

Plan to buy through best installments or offers

Don’t be in dilemma before going to investment in share market

Before investing it need to get a clear picture on gain the profits

In some unfavorable conditions you may loose your investment partially or completely

Plan to long term investments i.e minimum 3-5 years

Don’t invest all your money at one source or one company

Always preferable to invest on shares, mutual funds, fixed properties, gold, commodities, and insurance, also fixed deposits

Don’t invest in high premium shares

Learn from your investment mistakes

Don’t look on company name. It is suggested to focus your look on company future plans, possibilities of business expand, marketing strategies…etc……

Another important thing is confirm yourself “Are you an investor or Trader…?

Here is the basic difference between Investor and Trader.
By understanding the company policies, market strategy the person who invest in long term is simply investor.

The person who invests in intra-day market is simply Trader.

Learn basic investment fundamentals and Indian Shares stock Market Investment tips to get more profits on share market.

Today's World shares markets news: Online Indian Shares Market Investment Guide

Here is the update news on World shares markets points

Name of the market         Latest points     profit/ Loss  

Nikki 225(Japan)                8455(on 30th)     +56
Hangseng(Hankong)           18877                 +443
Shangai                                2199 (on 30th)    -2
Straits times (Singapore)     2688                   +42
Ftse  (UK)                           5700                   +128
Dacs (Germany)                  6167                  +91

About Author:

I am Raju. As an investment advice and savings tips Blogger, i am blogging online about a wide range of topics on securing the invested money and money marketing methods.

I am not a share stock trader or financial planner or any agency mediator. To attain the saving investing knowledge in money saving and investment and to improve the saving and investing awareness to reach financial goals, regularly blogging about topics like share stock investment, trading tips, online insurance, available savings investment sources etc.

This investment guide blog provides the simple tips on money management, secondary income sources, best savings schemes, best performing stocks in, high yielding shares stocks, various investment markets, ways to improve income and returns in share stock market, online trading, tips on short term and long term investment sources to earn money and to become a millionaire, equity market trends, gold investment tips, mutual funds selection, how to earn money with mutual funds, how to select future options, set up of demat account,  investment risks in trading and investing, development of a perfect fin career (not job career), hidden economic risk,  forex trading (currency trading), best savings plans, saving opportunities in, real estate, property management, fin career management tips, SEBI, NSE and BSE stocks, shares performances, etc. to improve awareness of Shares Stocks market and Alternate market. All views here are my own and do not represent any form of business and company investment advice. The blog topics are reaching and meeting the requirement the global investors and online visitors. Certified financial planners and business investors, beginner investment seekers, expert traders and fin business advisors are visiting regularly to share their opinions and advice to reach and win online readers of this Saving Investing blog.

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