Saturday, January 21, 2012

Financial Inclusion successfully completed by SBI-Hyderabad


Financial Inclusion successfully completed by SBI-Hyderabad-2011

Total 2.10 lakhs new accounts,
Though the target date 31 march 2012, the SBI- Hyderabad region is reached Dec 31, 2011 after suggestion of RBI,

1157 Village-Business Correspondents

162 village BC(69 membrs) who gives two wheelers services

In Visakhapatnam and Chittor, 2 mobile vehicle services for 15 villages.

Latest increased interest rates on One year Time period NR Deposits in India


Latest increased interest rates on One year NR Deposits

Here is the complete best and latest interest rates increased on NR Deposits

Bank name                                             interest rate in %

SBI-State Bank of India                               9.25
SBT-State Bank of Travenkore                    8.00
Allahabad  Bank                                           7.50
IDBI   Bank                                                 9.50
Oriental Bank of Commerce                        8.75
HDFC Bank                                                 9.00
S Bank                                                          9.00
Kotak Mahindra Bank                                  9.25
Karnataka Bank                                            9.75
Karoor Visya Bank                                       9.75
ICICI Bank                                                  9.25
Indusind                                                       8.75

Increase in the interest rates of Non Resident Indian (NRI) Deposits in India


Increase in the interest rates of Non Resident Indian (NRI) Deposits...

In December month, many banks are increased theit interest rates on NRI deposits.

Up to now only 3.82% interest given by many banks.

With the effect of 16 th of this December 2011, all banks are increases their interest rates on NRE (Non resident external), NRO (Non resident ordinary) deposits.

Many banks are increases up to 8% to 10% of interest on NR deposits.

Share market investment Best online Tips for Beginners



How to take right decisions in the share market investment, Tips for Beginners

Generally everybody takes possible new decisions when entering into new years

As days goes on, we need to increase our savings to maximum levels

Here are some tips for beginners who are going to invest in the shares market.

Do Savings first in your income upto 25% of total income

Select right equity mutual funds and sip them.

As your income increases, increase your savings.

Also increase your total investment amount.

Plan to increase your income

Securitize your investment

Don’t go for Loans and reduce your expenses to minimum

reduce your expenses first…It is your initial step to get profits on yours investments

control the all major expenses

Take a right decision on loans, credit card, home loans, and vehicles loans

Limit your all unnecessary expenses

Plan to buy through best installments or offers

Don’t be in dilemma before going to investment in share market

Before investing it need to get a clear picture on gain the profits

In some unfavorable conditions you may loose your investment partially or completely
Plan to long term investments i.e minimum 3-5 years

Don’t invest all your money at one source or one company

Always preferable to invest on shares, mutual funds, fixed 
properties, gold, commodities, and insurance, also fixed deposits

Don’t invest in high premium shares

Learn from your investment mistakes

Don’t look on company name. It is suggested to focus your look on company future plans, possibilities of business expand, marketing strategies…etc……

Another important thing is confirm yourself “Are you an investor or Trader…?

Here is the basic difference between Investor and Trader.

By understanding the company policies, market strategy the person who invest in long term is simply investor

The person who invests in intraday market is simply Trader.

Confirm yourself “Are you an investor... or Trader…?

World shares markets current position report


World shares markets update report

Nikki 225(Japan)    8455(on 30th)   profit/ Loss +56
Hangseng(Hankong)  18877             +443
Shangai                       2199 (on 30th)       -2
Straits times (Singapore)     2688         +42
Ftse  (UK)                           5700          +128
Dacs (Germany)                  6167           +91

Automobile sales in December 2011 in India

Automobile sales in December 2011 in India

Company name          year 2011  (Cars and others)
Marutisuzuki              77475
Hunday motar            29516
Tata Motors                28916
M & M                        19341
Tayota kirloskar          15948
General motors            9039
Ford India                    5979
Nisson motors             1596
Honda cial cars            1072

Two-wheeler sales in numbers

Heromotocorp  540276
Bajaj Auto         263699
Honda motor cycle  191584
TVS motor        167905
,

Android OS Mobiles Branded smart phones in India


Android OS Mobiles Branded smart phones and other are available in India.

The Android OS Mobiles Branded and non-branded are in vary in available prices. It is estimated that the Android OS Mobiles market share in India is increase as days goes on.

Companies like Samsung, LG, Motorola, Dell, Sony ericson cellphones are available within the range of 5990 to 7000 INR, National branded mobile companies like micromax, karbon are released new phones with Android based OS and with less features.

Micromax lanched at 3990, 4379 INR, Karbon at 4545 and with additional features Cellcon with 4899, Spice 5100, MTS at 5499 also Idea with 5799 INR.

New Andhrabank CMD is BA Prabhakar


Who is Andhrabank CMD now?

New Andhrabank CMD BA Prabhakar

Mr. BA Prabhakar taken responsibilities as Andhrabank chairman, Managing Director in Hyderabad.

Later he arranged a meeting with other senior officials. Before to Andhrabank, Prabhakar worked as executive director in Bank of India.

He will continue as Andhrabank chairman, Managing Director until august 31 of 2013.


Andhrabank increase interest rates on NRE Deposites

Recently Andhrabank increased interest rates on NRE Deposites.

Andhrabank announced that increase in the interest rates on NRE(Non Residents External) Deposites.

On 1 year deposits 9.40%

On 2 years deposits 9.25%

On 2-3 years deposits 9% annual interest

These increased interest rates with the effect of December 30 of 2011.

Top Companies Shares and Stock Market Value (in crores) in 2012


Various main companies shares market value (in crores)

RIL- 244421  +7679
TCS- 226313  +2505
ONGC- 223768 +9796
CIL- 189554 -852
ITC- 158826 +6543
INFOSYS- 154739 -1283
NTPC- 130690 -2103
SBI- 104670 -2038
HDFC- 102293 -1294
Bharati- 125489 -2221

Every day there is a lot of online searches on top companies performance from morning hours to closing hours of the market. Even after market hours there also a lot of search for top stocks and best shares to invest.

Which are the most expesnive shares and stocks trading on BSE & NSE ?

is there any List the Most Expensive 10 Stocks of BSE & NSE for this year?

list of stocks that have touched their 52 week highs during the day.

Expensive on basis of what? Only price or other factors?

Segregation of NSE BSE stocks from  expensive to lowest price stocks.

Is there a list of companies that are only listed on BSE & NSE with well performed stocks. 

Use following search terms to identify and to collect the top performing shares and stocks.

Top Gainers
Top Losers
Only Buyers
Only Seller
Bulk Deals
52-week high
52-week low
Hourly Gainers
Hourly Losers
Fall from intraday high
Security-wise
share stock price
Sector wise - TELECOMMUNICATION - SERVICES, PETROCHEMICALS, COMPUTERS - SOFTWARE, STEEL AND STEEL PRODUCTS, ENGINEERING, OIL EXPLORATION/PRODUCTION, POWER and AUTOMOBILES etc...

more information on top companies shares stocks value in market, get

at http://zeenews.india.com/business/stockmarket/topvalue.html

About Author:

I am Raju. As an investment advice and savings tips Blogger, i am blogging online about a wide range of topics on securing the invested money and money marketing methods.

I am not a share stock trader or financial planner or any agency mediator. To attain the saving investing knowledge in money saving and investment and to improve the saving and investing awareness to reach financial goals, regularly blogging about topics like share stock investment, trading tips, online insurance, available savings investment sources etc.

This investment guide blog provides the simple tips on money management, secondary income sources, best savings schemes, best performing stocks in, high yielding shares stocks, various investment markets, ways to improve income and returns in share stock market, online trading, tips on short term and long term investment sources to earn money and to become a millionaire, equity market trends, gold investment tips, mutual funds selection, how to earn money with mutual funds, how to select future options, set up of demat account,  investment risks in trading and investing, development of a perfect fin career (not job career), hidden economic risk,  forex trading (currency trading), best savings plans, saving opportunities in, real estate, property management, fin career management tips, SEBI, NSE and BSE stocks, shares performances, etc. to improve awareness of Shares Stocks market and Alternate market. All views here are my own and do not represent any form of business and company investment advice. The blog topics are reaching and meeting the requirement the global investors and online visitors. Certified financial planners and business investors, beginner investment seekers, expert traders and fin business advisors are visiting regularly to share their opinions and advice to reach and win online readers of this Saving Investing blog.


Raju can be contacted at Facebook to like and Google plus for investment advice Guide blog

Summary of IPO Public Issued Companies in 2011


What is Initial Public Offering (IPO)


IPO is primary offering and is ever first sales of company shares for interested investment seekers via a public stock exchange.

What is the main purpose of IPO Offer?

The main purpose of the offer is to collect the required capital amount for
company’s business expansions.

What is Secondary offerings?

Secondary offerings is different from primary offerings. In primary offerings, the shares you can purchase directly from a company you want to invest. But whereas secondary offerings is seen at, where shareholders (from who acquisitioned at a public offer and buy and sell those shares in secondary market.

Investing in Initial public offerings (IPO) is not predictable one. You can earn good profits and returns based upon invested amount. IPO is very risky and speculative and has no guaranteed returns for investment. The earnig good returns are depending upon kind of investment objectives, investing amount, and risk tolerance, company profile and business development plans etc…

Summery of IPO Public Issued Companies in India 2011

Total companies-39
Total collected amount 14,112 crores from shares investors
Current market shares value 10,014 crores
Loosed amount 4098 crores
(Around 29% money loosed by investors from primary market)
Companies in profit in 2011 – 9 out of 39
(Notice carefully here, total public issued are 39)

About Author:

I am Raju. As an investment advice and savings tips Blogger, i am blogging online about a wide range of topics on securing the invested money and money marketing methods.

I am not a share stock trader or financial planner or any agency mediator. To attain the saving investing knowledge in money saving and investment and to improve the saving and investing awareness to reach financial goals, regularly blogging about topics like share stock investment, trading tips, online insurance, available savings investment sources etc.

This investment guide blog provides the simple tips on money management, secondary income sources, best savings schemes, best performing stocks in, high yielding shares stocks, various investment markets, ways to improve income and returns in share stock market, online trading, tips on short term and long term investment sources to earn money and to become a millionaire, equity market trends, gold investment tips, mutual funds selection, how to earn money with mutual funds, how to select future options, set up of demat account,  investment risks in trading and investing, development of a perfect fin career (not job career), hidden economic risk,  forex trading (currency trading), best savings plans, saving opportunities in, real estate, property management, fin career management tips, SEBI, NSE and BSE stocks, shares performances, etc. to improve awareness of Shares Stocks market and Alternate market. All views here are my own and do not represent any form of business and company investment advice. The blog topics are reaching and meeting the requirement the global investors and online visitors. Certified financial planners and business investors, beginner investment seekers, expert traders and fin business advisors are visiting regularly to share their opinions and advice to reach and win online readers of this Saving Investing blog.


Raju can be contacted at Facebook to like and Google plus for investment advice Guide blog

FID countries in India - Investment opportunities for NRIs and Foreigners



India provides a world largest market for both NRIs and Foreign investors to start or expand business products newly across the country.

Investment options In India:


India nation is providing attractive and simple financial norms for all non-residence and Indian origin persons also for abroad investors. India country offers lucrative business opportunities across the many regions of the nation.

These investment opportunities are Automotive, education, ecommerce, Information Technology, Banking, health insurance, Biotechnology, Textile, Telecommunications, Power energy, retail, infrastructure and technology, Real Estate,  etc sectors nowadays receiving foreign investments. All these top sectors are flooding with FIDs in India from different countries.

Find below the list of foreign investment countries in India.

FID countries in India in the recent years,
FIDs are coming at high from...

UK,
USA,
JAPAN,
GERMANY,
MARISHUS,
SINGAPORE,

and NETHERLANDS…etc…

About Author:

I am Raju. As an investment advice and savings tips Blogger, i am blogging online about a wide range of topics on securing the invested money and money marketing methods.

I am not a share stock trader or financial planner or any agency mediator. To attain the saving investing knowledge in money saving and investment and to improve the saving and investing awareness to reach financial goals, regularly blogging about topics like share stock investment, trading tips, online insurance, available savings investment sources etc.

This investment guide blog provides the simple tips on money management, secondary income sources, best savings schemes, best performing stocks in, high yielding shares stocks, various investment markets, ways to improve income and returns in share stock market, online trading, tips on short term and long term investment sources to earn money and to become a millionaire, equity market trends, gold investment tips, mutual funds selection, how to earn money with mutual funds, how to select future options, set up of demat account,  investment risks in trading and investing, development of a perfect fin career (not job career), hidden economic risk,  forex trading (currency trading), best savings plans, saving opportunities in, real estate, property management, fin career management tips, SEBI, NSE and BSE stocks, shares performances, etc. to improve awareness of Shares Stocks market and Alternate market. All views here are my own and do not represent any form of business and company investment advice. The blog topics are reaching and meeting the requirement the global investors and online visitors. Certified financial planners and business investors, beginner investment seekers, expert traders and fin business advisors are visiting regularly to share their opinions and advice to reach and win online readers of this Saving Investing blog.


Raju can be contacted at Facebook to like and Google plus for investment advice Guide blog

SBH Increases NRI’s Deposit Interest Rates


Recently State Bank of Hyderabad increased NRI time period based deposits interest. State Bank of Hyderabad (SBH) is raised its interest rate on time period based deposits for Non-resident Indians (NRIs). 

These time based deposits schemes between one to three and five years would attract nearly seven per cent against existing 3 % per cent to 6 and more %. SBH said in a press release statement.

Get below the update details on latest interest rates for Non Resident Indian

The raised NRI deposit rates are helps in greater flexibility to all state banks to attract NRI’s dollars in the form of savings at NRIs saving bank accounts.

The rates are as follows,

1-2 years 3.82% to 6.5%
2-3 years 3.51% to 6.5%
3-5 years 3.64% to 6.75%

These Deposit schemes interest prices are revised for NRIs will commence with effect of 22 December 2011.

Find here about the State bank's profile and history:

As a subsidiary of (SBI) State Bank of India, current (SBH) State Bank of Hyderabad was started with a name of Hyderabad State Bank in 1941 August 8 date before India independence fight.

Hyderabad State Bank has take-over of the assets and liabilities of the Hyderabad Mercantile Bank Ltd.

From after there, Hyderabad State Bank came to be known as State Bank of Hyderabad (SBH), which was the subsidiary of Reserve Bank India during the period. From after 1st October 1959 year, SBH bank became a subsidiary of the State Bank of India (SBI). 

Many services are provided by State Bank of Hyderabad to enable best user experiences with following options.

The customers can access to the latest banking technologies like

·  ATM and debit card services
·  Internet Banking
·  Demat / Depository Services
·  Non Residence Indian(NRI) savings account and money transfer Services
·  Mobile banking
·  Electronic Fund Transfer System (Online money exchange)
·  RTGS, NEFT & GRPT
·  Personal banking (Safe Lockers)
·  Life insurance and money savings investment plans


All kind of information on online get more at this website: www.sbhyd.com

About Author:

    I am Raju. As an investment advice and savings tips Blogger, i am blogging online about a wide range of topics on securing the invested money and money marketing methods.

    I am not a share stock trader or financial planner or any agency mediator. To attain the saving investing knowledge in money saving and investment and to improve the saving and investing awareness to reach financial goals, regularly blogging about topics like share stock investment, trading tips, online insurance, available savings investment sources etc.

    This investment guide blog provides the simple tips on money management, secondary income sources, best savings schemes, best performing stocks in, high yielding shares stocks, various investment markets, ways to improve income and returns in share stock market, online trading, tips on short term and long term investment sources to earn money and to become a millionaire, equity market trends, gold investment tips, mutual funds selection, how to earn money with mutual funds, how to select future options, set up of demat account,  investment risks in trading and investing, development of a perfect fin career (not job career), hidden economic risk,  forex trading (currency trading), best savings plans, saving opportunities in, real estate, property management, fin career management tips, SEBI, NSE and BSE stocks, shares performances, etc. to improve awareness of Shares Stocks market and Alternate market. All views here are my own and do not represent any form of business and company investment advice. The blog topics are reaching and meeting the requirement the global investors and online visitors. Certified financial planners and business investors, beginner investment seekers, expert traders and fin business advisors are visiting regularly to share their opinions and advice to reach and win online readers of this Saving Investing blog.


    Raju can be contacted at Facebook to like and Google plus for investment advice Guide blog

Why Shares Market Tradings Investors are Lossed in 2011 ?


Shares Market Trading Investors are loosed a huge amount in year 2011. Why?

Reasons for Shares Market Trading Investors Loss:

Every year many beginner investors and experienced traders and investing seeker entering to Indian Shares stock market to make money in terms of good returns and profits. What ever the reason they all not able to earn best returns from market upswing and down movements.

Here are the best causes that resulted investment amount losses. The reasons are varying from each other. 

Main reasons for loss are,

1.     Emotional Trading

Trading decisions always affects the course of invested amount. Especially the first half-hour of the trade hours in day trading is play key role on human mind. National and global investment market is might have this emotional trading impact within minutes to early hours of savings investments. During the emotional fluctuations, you can not take educated or wise decisions that make profits returns.

2. Lack of knowledge on trading analytical skills

Before investing money, it is better to analyze the market and investors trends, global market fluctuations, share stocks performance, technical analysis, fundamental analysis etc… Basic knowledge can helps us in making money with shares stock market.

3. Marginal trading - It is a kind of trading in which investor can buy and sell stocks at 5 to 9 times of their capital within the day (in other words Intraday).

4. Lack of loss tolerance,

5. Misjudgments of stocks and share values and performance

6. Unable to tracking the market fluctuations

7. Believing the words like assured guarantees in doubling your money

8. Lack of investments diversification

9. Hearing news, false news or rumors based investments

10. Investing in low graded Initial Public Offers companies

11. High share prices by the companies came for IPOs

12. Lack of company market extensions by invested companies.



       These are the noticed reasons that caused huge amount loss while saving and investing in Indian stock market.

About Author:

I am Raju. As an investment advice and savings tips Blogger, i am blogging online about a wide range of topics on securing the invested money and money marketing methods.

I am not a share stock trader or financial planner or any agency mediator. To attain the saving investing knowledge in money saving and investment and to improve the saving and investing awareness to reach financial goals, regularly blogging about topics like share stock investment, trading tips, online insurance, available savings investment sources etc.

This investment guide blog provides the simple tips on money management, secondary income sources, best savings schemes, best performing stocks in, high yielding shares stocks, various investment markets, ways to improve income and returns in share stock market, online trading, tips on short term and long term investment sources to earn money and to become a millionaire, equity market trends, gold investment tips, mutual funds selection, how to earn money with mutual funds, how to select future options, set up of demat account,  investment risks in trading and investing, development of a perfect fin career (not job career), hidden economic risk,  forex trading (currency trading), best savings plans, saving opportunities in, real estate, property management, fin career management tips, SEBI, NSE and BSE stocks, shares performances, etc. to improve awareness of Shares Stocks market and Alternate market. All views here are my own and do not represent any form of business and company investment advice. The blog topics are reaching and meeting the requirement the global investors and online visitors. Certified financial planners and business investors, beginner investment seekers, expert traders and fin business advisors are visiting regularly to share their opinions and advice to reach and win online readers of this Saving Investing blog.


Raju can be contacted at Facebook to like and Google plus for investment advice Guide blog